Sunday, 15 July 2018

New Site: Ken Divine Productions

The cover to What Is She to You? (WISTY), Ken Divine's first photonovel and the prelude to the Vixens series.
KDP Photonovels (kdp-photonovels.com) is a website I'm currently designing for my brother Ken Divine based in Brooklyn, New York.  The site will feature "photonovels", which he defines as "a graphic novel that uses actors and models to portray characters in photographs rather than illustrations."  In other words they're like comic books but instead of drawings feature pictures of real-life people, and accordingly the content is more true-to-life.

The cover for part one of Vixens (2015), a series that features five main parts and an epilogue.
Although the site is still under construction I've uploaded a couple of books that are now available for purchase, including the entire WISTY novel (370 pages) and the first issue of VixensWISTY, which will be the most-expensive book on the site, currently sells for just $19.99, and the price of the Vixens' books range from $4.99 for a regular version to $7.49 for an extended, unedited edition.  The only payment method currently accepted is PayPal, and once a book is purchased a password will be issued that would allow you to view it either online in slideshow form or offline as a PDF.

While perusing the site you may notice that the books feature mature content, as made evident by some of the excerpts, and the full versions of the books, particularly the extended/unedited versions, feature nudity and sexual content.  These books are kinda like your favorite cable television show, conveniently condensed into book form, and the content isn't hardcore though again is 18+.
KDP's photonovels feature adult content, though for what it's worth stuff much milder than what you can easily find on the internet these days.
Check out WISTY and the first issue of Vixens and stay tuned to KDP Photonovels as I upload the rest of the Vixens as well as the GWCs & Wannabes series.  Depending on the success of this venture Ken will release more titles and diversified content, so look for big thnigs from Ken Divine Productions in the future!

Wednesday, 11 July 2018

MTN QwikLoan

Usually when I write articles about telecommunication companies in Ghana it's not in a favorable light, but I have to commend MTN for its new QwikLoan initiative which allows you to borrow (electronic) money directly from the company that is instantly deposited onto your SIM card.

There are basic stipulations you have to meet before they will loan you money, but what it all basically boils down to is that if they're convinced you will pay back the loan they will give it to you, and essentially what that means is that your Mobile Money account would need to have a certain type of transaction history that would give MTN the impression once again that you can/will pay it back, but how exactly they make that decision is unspecified.  For instance according to the website mfidie your account would have had to been active for at least 30 days, but I know someone who said he's been using Mobile Money for the past five years, yet they won't give him a loan, while myself only possessing the account for about four months was able to qualify.

Interest rate on the loan is 6.9% if it is paid back within 30 days.  If the loan is not paid back within a month then the interest jumps to 12 or 12.5%; I can't remember exactly.  Based on what I was told when you take a loan and successfully pay it back you would then qualify to take an even higher amount (the initial maximum is GH₵50.00), and according to mfidie the most anyone can ultimately qualify for, no matter how impressive their repayment history, is GH₵1,000.00.

CONCLUSION

I can see how traditional banking institutions, especially in places like Ghana where they make you jump through hoops in order to open an account, feel threatened by mobile-money services.  Not only do exponentially-more people use MTN Mobile Money than banks, but unlike banks who tend to only have branches in cities Mobile Money vendors (where you can deposit and withdraw actual cash) are virtually everywhere, and now that MTN is giving out loans (at a better interest rate than banks) in terms of at least borrowing small amounts of cash they may make banks obsolete.

Thursday, 28 June 2018

Ras Bobo's Artworks Part 2

The purpose of this post is not only to feature more of Ras Bobo Anuah's artworks but also to list how much it actually costs to send them overseas to interested customers:

ITEM
WEIGHT
UNIT PRICE
SHIPPING
SUBTOTAL
OVERHEAD
TOTAL
Painting
11g
25.00
6.31
31.31
4.70
36.01
Carving
80g
25.00
18.72
43.72
6.59
$50.31

These prices are for shipping the items to any country in Europe or North America.  Prices to other countries may cost more (or less), and we can research and provide such information upon the customer's request.  The overhead is 15% of the subtotal, and the grand total (in bold) is the subtotal plus the overhead.  All prices listed are in US Dollars.  Also grand total prices can be rounded to the nearest dollar, so a painting can be purchased for $36.00USD and a carving for $50.00.

I didn't feature any pics of the carvings in this post, but feel free to have a look at some in the first part of this series.  However I do have some more paintings to display, so please enjoy and also note that the "GHfind.com" watermark on the bottom-right of the pics are not present on the actual paintings:

Funny Face by Ras Bobo
Ghana Canoe by Ras Bobo
Island by Ras Bobo
Lion Face by Ras Bobo
Mama Africa by Ras Bobo
There has also been an update in my contact information as I can now be reached via email address malcolm@ghfone.com yet still the same telephone number of +233-54-769-4322.  These pieces are a lot more valuable, especially in foreign markets, then what we're selling them for, so capitalize on the opportunity to own original, authentic African artwork at a fair price by giving us a call today.